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TERMS AND CONDITIONS

These Terms and Conditions (hereinafter referred to as the “Terms”) apply to your use of the services provided by JACOB KOWAL LLC (hereinafter referred to as the “Company,” “we,” or “our”). By purchasing or using our services, you agree to these Terms.

Service Nature

All services provided by JACOB KOWAL LLC are one-off project services.

We do not provide:

Subscription services

Recurring billing services

Long-term service contracts (unless otherwise agreed in writing)

Each service is completed as an independent project within the agreed scope.

Client Responsibilities

Clients are responsible for:

Providing accurate and complete data

Reviewing requirements before confirming services

Ensuring compliance with applicable financial and tax regulations

We are not liable for errors resulting from incomplete or incorrect information provided by clients.

No professional accounting or tax advice provided

JACOB KOWAL LLC does not provide licensed accounting, tax advice, or legal services.

All services are limited to administrative and data processing.

Payment Terms

Unless otherwise agreed, full payment may be required before the commencement of services.

Payment is a one-time payment, applicable only to specific projects.

Refunds will be reviewed based on service progress.

Delivery Method

All services are delivered electronically. No physical goods are provided.

Limitation of Liability

JACOB KOWAL LLC shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services or the data delivered.

Intellectual Property

Unless otherwise agreed in writing, all delivered works remain the property of the customer upon full payment.

Modification

We reserve the right to update or modify these Terms at any time. The revised terms will be posted on this page.